otto

All jurisdictions

Utah

In Utah, the statute of limitations on a written contract is 6 years under Utah Code §§ 78B-2-307, 78B-2-309.

Rule

A written contract claim in Utah must be brought within 6 years.

AuthorityUtah Code §§ 78B-2-307, 78B-2-309
Written contract
6 yr
Oral contract
4 yr
Open account
4 yr
Promissory note
6 yr

What the statute says

(1) An action may be brought within six years: ... (b) subject to Subsection (2), upon any contract, obligation, or liability founded upon an instrument in writing, except those mentioned in Section 78B-2-311 ... (2) For a credit agreement, as defined in Section 25-5-4, the six-year period described in Subsection (1) begins the later of the day on which: (a) the debt arose; (b) the debtor makes a written acknowledgment of the debt or a promise to pay the debt; or (c) the debtor or a third party makes a payment on the debt.
Utah Code §§ 78B-2-307, 78B-2-309

When does the clock start?

For open accounts and unwritten contracts the four years runs from the date the last charge is made or the last payment is received — the clause sits in the stem of § 78B-2-307(1) and so governs all three of its branches. For a written credit agreement the six years begins on the later of the day the debt arose, the day the debtor makes a written acknowledgment or promise to pay, or the day the debtor or a third party makes a payment (§ 78B-2-309(2)).

What pauses it?

Absence from the state where the person is not otherwise subject to Utah jurisdiction under § 78B-3-205 (§ 78B-2-104); minority under 18 or mental incompetence without a legal guardian (§ 78B-2-108); and a one-time one-year savings period to refile after a timely action fails other than on the merits (§ 78B-2-111). NOT INDEPENDENTLY VERIFIED — I did not fetch §§ 78B-2-104, 78B-2-108 or 78B-2-111 in this pass.

Last reviewed 2026-07-26

This is an informational reference, not legal advice, and using it creates no attorney-client relationship. Limitations periods turn on facts this page cannot know — which state's law governs, the contract type, when the claim accrued, and whether anything tolled or revived it. Confirm against the primary source and your own counsel before acting.

About Otto

This table is a free reference and it is not the product. Otto is case management for US collections law firms; the rules engine ships all fifty states configured — four shown in end-to-end depth in the demo — and it checks a date like this one before a file moves rather than after.