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Utah

In Utah, the statute of limitations on a written contract is 6 years under Utah Code §§ 78B-2-307, 78B-2-309.

Written contract

6 yr

Oral contract

4 yr

Open account

4 yr

Promissory note

6 yr

When does the clock start?

For open accounts and unwritten contracts the four years runs from the date the last charge is made or the last payment is received — the clause sits in the stem of § 78B-2-307(1) and so governs all three of its branches. For a written credit agreement the six years begins on the later of the day the debt arose, the day the debtor makes a written acknowledgment or promise to pay, or the day the debtor or a third party makes a payment (§ 78B-2-309(2)).

What pauses it?

Absence from the state where the person is not otherwise subject to Utah jurisdiction under § 78B-3-205 (§ 78B-2-104); minority under 18 or mental incompetence without a legal guardian (§ 78B-2-108); and a one-time one-year savings period to refile after a timely action fails other than on the merits (§ 78B-2-111). NOT INDEPENDENTLY VERIFIED — I did not fetch §§ 78B-2-104, 78B-2-108 or 78B-2-111 in this pass.

Last reviewed 2026-07-26

This is an informational reference, not legal advice, and using it creates no attorney-client relationship. Limitations periods turn on facts this page cannot know — which state's law governs, the contract type, when the claim accrued, and whether anything tolled or revived it. Confirm against the primary source and your own counsel before acting.