Colorado

In Colorado, the statute of limitations on a written contract is 6 years under §§ 13-80-101(1)(a), 13-80-103.5(1)(a), C.R.S..

Rule

A written contract claim in Colorado must be brought within 6 years.

Authority§§ 13-80-101(1)(a), 13-80-103.5(1)(a), C.R.S.

Written contract: 6 yr
Oral contract: 6 yr
Open account: —
Promissory note: 6 yr

What the statute says

All actions to recover a liquidated debt or an unliquidated, determinable amount of money due to the person bringing the action, all actions for the enforcement of rights set forth in any instrument securing the payment of or evidencing any debt, and all actions of replevin to recover the possession of personal property encumbered under any instrument securing any debt

§§ 13-80-101(1)(a), 13-80-103.5(1)(a), C.R.S.

When does the clock start?

Six years after the cause of action accrues, which for a liquidated consumer debt is the date of default on the obligation.

What pauses it?

§ 13-80-118 stops the clock while the defendant is out of state and not subject to service, or is concealed; §§ 13-81-101 and 13-81-103 govern claimants under disability.

Last reviewed 2026-07-26

This is an informational reference, not legal advice, and using it creates no attorney-client relationship. Limitations periods turn on facts this page cannot know — which state's law governs, the contract type, when the claim accrued, and whether anything tolled or revived it. Confirm against the primary source and your own counsel before acting.