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Colorado

In Colorado, the statute of limitations on a written contract is 6 years under §§ 13-80-101(1)(a), 13-80-103.5(1)(a), C.R.S..

Written contract

6 yr

Oral contract

6 yr

Open account

—

Promissory note

6 yr

When does the clock start?

Six years after the cause of action accrues, which for a liquidated consumer debt is the date of default on the obligation.

What pauses it?

§ 13-80-118 stops the clock while the defendant is out of state and not subject to service, or is concealed; §§ 13-81-101 and 13-81-103 govern claimants under disability.

Last reviewed 2026-07-26

This is an informational reference, not legal advice, and using it creates no attorney-client relationship. Limitations periods turn on facts this page cannot know — which state's law governs, the contract type, when the claim accrued, and whether anything tolled or revived it. Confirm against the primary source and your own counsel before acting.