Arizona
In Arizona, the statute of limitations on a written contract is 6 years under A.R.S. §§ 12-543, 12-548.
Rule
A written contract claim in Arizona must be brought within 6 years.
- Written contract
- 6 yr
- Oral contract
- 3 yr
- Open account
- 3 yr
- Promissory note
- 6 yr
When does the clock start?
Six years after the cause of action accrues; for a card account with an optional acceleration clause, Arizona treats the entire balance as accruing on default rather than installment by installment.
What pauses it?
§ 12-501 excludes the debtor's time out of state; § 12-502 excludes minority (under 18) or unsound mind, with the full period running again after the disability is removed.
Last reviewed 2026-07-26
This is an informational reference, not legal advice, and using it creates no attorney-client relationship. Limitations periods turn on facts this page cannot know — which state's law governs, the contract type, when the claim accrued, and whether anything tolled or revived it. Confirm against the primary source and your own counsel before acting.