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South Dakota

In South Dakota, the statute of limitations on a written contract is 6 years under SDCL 15-2-13(1).

Rule

A written contract claim in South Dakota must be brought within 6 years.

AuthoritySDCL 15-2-13(1)
Written contract
6 yr
Oral contract
6 yr
Open account
Promissory note
6 yr

What the statute says

Except where, in special cases, a different limitation is prescribed by statute, the following civil actions other than for the recovery of real property can be commenced only within six years after the cause of action shall have accrued: (1) An action upon a contract, obligation, or liability, express or implied, excepting those mentioned in §§ 15-2-6 to 15-2-8, inclusive, and subdivisions 15-2-15(3) and (4)
SDCL 15-2-13(1)

When does the clock start?

The period runs from accrual — "within six years after the cause of action shall have accrued" — which for contract claims is the date of breach or of the payment missed.

What pauses it?

SDCL 15-2-20 tolls while the defendant is out of the state when the claim accrues or later departs and resides outside it (real-estate mortgage foreclosure excepted). SDCL 15-2-22 tolls for minority or mental illness, capped at five years and at one year after the disability ceases; 15-2-25 tolls during an injunction or statutory prohibition. NOT INDEPENDENTLY VERIFIED — I did not fetch §§ 15-2-20, 15-2-22 or 15-2-25 in this pass.

Last reviewed 2026-07-26

This is an informational reference, not legal advice, and using it creates no attorney-client relationship. Limitations periods turn on facts this page cannot know — which state's law governs, the contract type, when the claim accrued, and whether anything tolled or revived it. Confirm against the primary source and your own counsel before acting.

About Otto

This table is a free reference and it is not the product. Otto is case management for US collections law firms; the rules engine ships all fifty states configured — four shown in end-to-end depth in the demo — and it checks a date like this one before a file moves rather than after.