Minnesota
In Minnesota, the statute of limitations on a written contract is 6 years under Minn. Stat. § 541.053.
Rule
A written contract claim in Minnesota must be brought within 6 years.
- Written contract
- 6 yr
- Oral contract
- 6 yr
- Open account
- 6 yr
- Promissory note
- —
What the statute says
Notwithstanding section 541.31, subdivision 1, actions upon an obligation arising out of a consumer debt primarily for personal, family, or household purposes shall be commenced within six years. After its expiration, the statute of limitations is not revived by the collection of a payment on an account, a discharge in a bankruptcy proceeding, or an oral or written reaffirmation of the debt.
When does the clock start?
Six years after the cause of action accrues; Minn. Stat. § 541.05, subd. 1(1) (https://www.revisor.mn.gov/statutes/cite/541.05) covers an action "upon a contract or other obligation, express or implied, as to which no other limitation is expressly prescribed." For the mutual-account category, Minn. Stat. § 541.10 supplies a last-item accrual rule; I did not re-fetch § 541.10 in this pass.
What pauses it?
Minn. Stat. § 541.13 (absence from the state) and § 541.15 (periods of disability not counted) are the general provisions; neither pass fetched their text. The provision that matters most, § 541.053's opening "Notwithstanding section 541.31, subdivision 1" clause, was fetched and verified — see notes.
Last reviewed 2026-07-26
This is an informational reference, not legal advice, and using it creates no attorney-client relationship. Limitations periods turn on facts this page cannot know — which state's law governs, the contract type, when the claim accrued, and whether anything tolled or revived it. Confirm against the primary source and your own counsel before acting.