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Oklahoma

In Oklahoma, the statute of limitations on a written contract is 5 years under 12 O.S. § 95(A).

Written contract

5 yr

Oral contract

3 yr

Open account

—

Promissory note

6 yr

When does the clock start?

The period runs from the date the cause of action accrues — for contract claims, the date of breach or of the missed payment sued upon; § 95(A) states the periods run "after the cause of action shall have accrued, and not afterwards."

What pauses it?

12 O.S. § 98 tolls for a defendant who is outside the state or concealed when the claim accrues, or who later departs or conceals — but expressly NOT where long-arm, substituted, or publication service would give Oklahoma courts personal jurisdiction, which neutralizes the tolling in most modern consumer cases. § 95(A) also carries a discovery rule for fraud. NOT INDEPENDENTLY VERIFIED — I did not fetch § 98 in this pass.

Last reviewed 2026-07-26

This is an informational reference, not legal advice, and using it creates no attorney-client relationship. Limitations periods turn on facts this page cannot know — which state's law governs, the contract type, when the claim accrued, and whether anything tolled or revived it. Confirm against the primary source and your own counsel before acting.