Oklahoma
In Oklahoma, the statute of limitations on a written contract is 5 years under 12 O.S. § 95(A).
Rule
A written contract claim in Oklahoma must be brought within 5 years.
- Written contract
- 5 yr
- Oral contract
- 3 yr
- Open account
- —
- Promissory note
- 6 yr
What the statute says
A. Civil actions other than for the recovery of real property can only be brought within the following periods, after the cause of action shall have accrued, and not afterwards: ... Within five (5) years: An action upon any contract, agreement, or promise in writing ... Within three (3) years: An action upon a contract express or implied not in writing; an action upon a liability created by statute other than a forfeiture or penalty; and an action on a foreign judgment
When does the clock start?
The period runs from the date the cause of action accrues — for contract claims, the date of breach or of the missed payment sued upon; § 95(A) states the periods run "after the cause of action shall have accrued, and not afterwards."
What pauses it?
12 O.S. § 98 tolls for a defendant who is outside the state or concealed when the claim accrues, or who later departs or conceals — but expressly NOT where long-arm, substituted, or publication service would give Oklahoma courts personal jurisdiction, which neutralizes the tolling in most modern consumer cases. § 95(A) also carries a discovery rule for fraud. NOT INDEPENDENTLY VERIFIED — I did not fetch § 98 in this pass.
Last reviewed 2026-07-26
This is an informational reference, not legal advice, and using it creates no attorney-client relationship. Limitations periods turn on facts this page cannot know — which state's law governs, the contract type, when the claim accrued, and whether anything tolled or revived it. Confirm against the primary source and your own counsel before acting.