# Otto — the operating system for collections law firms

> Otto applies each client's written rules before an action is taken, refuses the ones that fail, and writes the record as the work happens. It is built for US creditor-side collections law firms.

- Source: https://ottoforfirms.com/
- Publisher: Otto — https://ottoforfirms.com
- Updated: 2026-09-01

## The reference

- [Statute of limitations, by jurisdiction](https://ottoforfirms.com/statute-of-limitations/) — Limitations periods on consumer debt across 51 US jurisdictions, quoted from each state's own code. 50 attorney-reviewed and published.
- [Compliance reference](https://ottoforfirms.com/compliance/) — Regulation F, the FDCPA, the TCPA, GLBA Safeguards, Metro 2 and trust accounting — 10 explainers, each cited to the rule itself.
- [Glossary](https://ottoforfirms.com/glossary/) — 40 terms from US consumer-debt collection, defined in one sentence each.
- [Audit readiness checklist](https://ottoforfirms.com/bank-audits/law-firm-audit-readiness-checklist/) — A 28-item self-assessment for a bank's oversight review. It prints, it needs no sign-up, and nothing you tick is sent anywhere.
- [Operational guides](https://ottoforfirms.com/guides/) — How the rules are run day to day: validation notices, call frequency, bureau disputes, the audit file.

## The product

- [The platform](https://ottoforfirms.com/platform/) — What Otto does, part by part.
- [Compared with what you run today](https://ottoforfirms.com/compare/) — CollectMax, Q-LawE and Collection Master, feature by feature.
- [Migrating](https://ottoforfirms.com/migrating/) — What moves, what does not, and what it takes.
- [The ROI model](https://ottoforfirms.com/roi/) — How to model the return, and what the model does not capture.

## About Otto

Otto publishes this reference and builds the software underneath it: case management for US creditor-side collections law firms, where a client's written rules run before an action is taken rather than in next month's report.

- [Talk to us](https://ottoforfirms.com/contact/)
- [See what it costs](https://ottoforfirms.com/pricing/)

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This page describes Otto, not the law, and is not legal advice. Otto applies rules that have been written down correctly; it does not warrant that using it results in compliance with any statute, regulation or contract. Where a rule is named here, confirm it against the primary source and your own counsel before relying on it.