# Mini Miranda — definition

> The mini Miranda is the disclosure a debt collector must make in its initial communication that it is attempting to collect a debt and that any information obtained will be used for that purpose, plus the shorter disclosure in every subsequent communication that the communication is from a debt collector.

- Source: https://ottoforfirms.com/glossary/mini-miranda/
- Publisher: Otto — https://ottoforfirms.com
- Updated: 2026-07-26
- Status: in attorney review. Served noindex and excluded from the sitemap; do not cite as settled.

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**Mini Miranda** — The mini Miranda is the disclosure a debt collector must make in its initial communication that it is attempting to collect a debt and that any information obtained will be used for that purpose, plus the shorter disclosure in every subsequent communication that the communication is from a debt collector.

The statutory source is FDCPA § 1692e(11), which makes the failure to disclose a false or misleading representation. Regulation F restates it at 12 C.F.R. § 1006.18(e)(1)–(2), and § 1006.34(a)(1) folds the initial-communication version into the validation notice. Two operational traps: the subsequent-communication disclosure is required in every later communication, not just letters, and a limited-content message under § 1006.2(j) is not a communication, so adding the mini Miranda to a voicemail defeats the very safe harbor the voicemail was drafted to claim.

## Primary sources

1. [15 U.S.C. § 1692e(11); 12 C.F.R. § 1006.18(e)](https://www.law.cornell.edu/cfr/text/12/1006.18)

## See also

- [Limited-content message](https://ottoforfirms.com/glossary/limited-content-message/)
- [Validation notice](https://ottoforfirms.com/glossary/validation-notice/)

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